Have you purchased a car on PCP or HP in the past 10 years?
You might be owed significant compensation.
You may be.
Owed £1000's of £££.
Expert advice.
From car claims experts.
Claim support.
We're by your side.
FCA regulated.
Don't worry. we're covered.
At Your Car Claims, we specialise in PCP and HP car claims across the UK, with a proven record of success.
Think car dealers only profit from the sale price? Think again.
The FCA has revealed that finance companies have been secretly paying some car dealers to push their finance deals. Even worse, some dealers make more money by hiking up your interest rates!
If you’ve taken out a car on PCP or HP, you might have been unfairly treated, with the dealer pocketing ‘undisclosed’ or ‘discretionary commissions’ from the finance company.
We’ll dig deep to uncover the truth and fight to ensure you get the justice you deserve.
Three ways dealers mis-sold car finance...
Here are three common tactics they use to mis-sell car finance, leaving you paying more than you should.
Sold to people who couldn't afford it.
Dealers often neglected proper affordability checks, pushing finance deals onto individuals who were unable to meet the repayment terms.
'Secret' commissions paid to dealers.
Most dealers receive a commission from the finance company if they arrange finance for you. Your agreement may be unfair if the dealer didn’t tell you about this arrangement.
Dealers inflated your rate to boost their commission.
Many dealers receive hidden commissions from finance companies for arranging your finance. If the dealer didn’t disclose this arrangement to you, your agreement might be unfair.
Why choose Your Car Claim to help with your claim?
Our team of dedicated claim specialists and legal partners have been championing consumer rights for over a decade. We bring a wealth of experience in tackling financial mis-selling, including PPI, undisclosed commission (‘Plevin’) claims, and mis-sold packaged bank accounts.
With our proven track record, you can be confident that having an experienced team on your side makes a difference. While you have the option to handle your claim directly with your lender or the Financial Ombudsman Service at no cost, our expertise ensures you get the best possible outcome.
Experts in Mis-sold car finance claim
We focus specifically on car finance mis-selling claims and have an in-depth understanding of the car finance market.
No win, no fee
Our service operates on a ‘no win, no fee’ basis—if your car finance claim isn’t successful, you won’t pay a penny. Should your claim succeed, our fee is 25% plus VAT of the compensation awarded.
Fully regulated claims company
You can be assured that your mis-sold car finance claim is in safe hands.
Are you ready to start your claim?
Getting started is simple. Just fill out our quick questionnaire to check your eligibility. It’s a straightforward process, and it only takes a few minutes. We’ll review your information and let you know how we can help you move forward.
How we work
At Your Car Claims, we make the process straightforward and hassle-free. Start by filling out our quick questionnaire to check your eligibility.
Once we have your details, our expert team will thoroughly review and investigate your case. We handle all the paperwork and communications, ensuring a smooth and efficient claim process. From start to finish, we’re dedicated to securing the compensation you deserve with minimal effort on your part.
Complete the Questionnaire
Fill out our brief online questionnaire to see if you're eligible for a claim. It’s quick and straightforward, giving us the initial details we need to get started.
Review and investigate
Our team will carefully review your information and conduct a thorough investigation. We’ll gather all necessary evidence to support your claim and keep you informed throughout the process.
Claim Submission and Resolution
Once everything is in place, we’ll submit your claim to the relevant parties. We’ll handle all communications and negotiations, fighting for the compensation you deserve. You’ll be updated at every stage until your claim is resolved.
Frequently Asked Questions
to help you understand the process and make informed decisions.
Generic claim questions
A claim is a formal request for compensation or a resolution for a perceived wrong or loss. It involves presenting evidence and details to support your case, which is then reviewed by the relevant parties or authorities.
The time required to process a claim can vary depending on its complexity and the responsiveness of the involved parties. Typically, it can take several weeks to a few months. We strive to handle claims efficiently and keep you informed every step of the way.
To make a claim, you’ll generally need to provide relevant documents, such as agreements, correspondence, and evidence supporting your case. The specific requirements may vary depending on the nature of the claim.
Yes, you can withdraw your claim at any time. If you decide to do so, please notify us as soon as possible. We’ll guide you through the process and ensure that all necessary steps are taken to formally close your claim.
Car claim questions
A car finance mis-selling claim involves seeking compensation if you were sold a finance deal that was not suitable for you or if the dealer failed to disclose important information, such as hidden commissions or excessive interest rates.
Eligibility for a car finance claim typically depends on factors such as whether the dealer provided misleading information, failed to conduct proper affordability checks, or if undisclosed commissions were involved. Completing our questionnaire will help determine your eligibility.
You will need documents such as your car finance agreement, any correspondence with the dealer or finance company, and records of payments made. Providing as much relevant information as possible will strengthen your claim.
The amount of compensation can vary based on the specifics of your case, including the extent of the mis-selling and the financial impact on you. We aim to secure the maximum amount of compensation possible based on your circumstances.
